0out of 100
Poor Deal

401 F St, Martinez, CA, USA

Score Breakdown
Value1/40
Cash Flow0/35
Location18/25
$
$750,000
%
$150,000 cash at risk up front
19
401 F St, Martinez, CA, USA
3 bd1 ba1,085 sqft

Poor Deal

19/100

This is a risky deal. Watch that the price sits above market monthly cash flow is negative.

Highlights
  • Stable, average-risk fundamentals
Watch-outs
  • Priced 234% above market
  • $2,381/mo negative cash flow
  • Cap rate only 1.55%
  • Neighborhood scores 64/100

Price vs. Market

Needs Work

ARV Assessment

Needs WorkLive · LLM + comps
ARV Low
$490k
Est. ARV
$525k
ARV High
$560k
Total Investment
$750k
Est. ARV
$525k
Rehab Cost
$5k
Potential Equity
$-225k
Comparable Reasoning

After considering the selected comparables, the ARV range for the subject property after full renovation is estimated to be between $490,000 and $560,000.

2 more details
Condition Assessment

Property presents in moderate condition. Estimated rehab of $5k covers kitchen, baths, and systems.

Methodology

Sales-comparison approach using 6 live sold comps from Realtor.com (filtered from 10 candidates), evaluated by LLM for proximity, recency, and renovation quality.

High confidence6 live sold comps

Comparable Sales

6 comps
433 Gilger Ave, Martinez, CA
90% match
$462,000
$385/sqft
433 Gilger Ave, Martinez, CA
3 2 1,2000.14 misold Jun 2026
614 Linden Ln, Martinez, CA
88% match
$655,000
$585/sqft
614 Linden Ln, Martinez, CA
3 1 1,1200.39 misold May 2026
2110 Pomona Ave, Martinez, CA
85% match
$524,800
$463/sqft
2110 Pomona Ave, Martinez, CA
3 1 1,1340.77 mi
2266 Monterey Ave, Martinez, CA
85% match
$588,000
$604/sqft
2266 Monterey Ave, Martinez, CA
2 2 9730.80 misold May 2026
309 Via Cordova Ln, Martinez, CA
87% match
$575,000
$396/sqft
309 Via Cordova Ln, Martinez, CA
3 2.5 1,4520.64 misold May 2026
1724 Alhambra Ave, Martinez, CA
87% match
$720,000
$529/sqft
1724 Alhambra Ave, Martinez, CA
3 2 1,3610.63 misold Sep 2021
ARV & comps — see the full analysis on Offa

Rental Income

Needs WorkLive · 4 comps
25th pct
$2,000
Median /mo
$2,100
75th pct
$2,700
Monthly Rent
$2,100
Annual Rent
$25k
Rental Yield
3.4%
Cap Rate
1.9%
Market Assessment

Median area rent is $2,100/mo based on 4 comps. Standard deviation $386/mo indicates varied pricing in the area.

2 more details
Comparable Reasoning

Based on 4 comparable rentals within 50.0 miles of similar houses, monthly rents range from $2,000 (25th percentile) to $2,700 (75th percentile), with a median of $2,100.

Methodology

Median + 25th/75th percentile of comparable Realtor.com rentals within 50.0 miles. Standard deviation: $386.

Based on 4 rental comps within 50.0 mi · σ $386
Rental analysis — see the full analysis on Offa

Financing Calculator

Needs WorkLive rate · Freddie Mac
Using the current 6.47% 30-yr fixed national average (as of 2026-06-18). Adjust below to match your quote.
Price
$750,000
Loan
$600,000
$150,000
%
%
↓ Monthly Costs
↑ Income Potential
Principal + Interest$3,781/mo
Estimated Rent$2,100/mo
Taxes + Insurance$360/mo
Cash-on-Cash Return-15.85%
Total Payment
$4,141/mo
Monthly Cash Flow
$-2,041/mo
Negative cash flow: $2,041/mo
Monthly expenses exceed rental income. Consider a lower offer, larger down payment, or higher rent.

Neighborhood Profile

GoodLive Data
ATier
Strong Neighborhood77/100
Composite socioeconomic score
Median Income
$121k
Median Home
$781k
Median Rent
$2,247/mo
Homeownership
71.76%
Vacancy
2.51%
Population
48,600
Score Breakdown
Income & Wealth
82
Housing Market
84
Education
70
Employment
70
Stability
72
Infrastructure
90
Neighborhood data — see the full analysis on Offa

City Population

FairLive Data
Martinez, CA
10-year population trend
+0.1% / decade
City Population
36,926
Density / sq mi
2,921
Area (sq mi)
13
Within 1 Mile
2,286
1-Mile Density
728
Trend Years
2014–2023

Get alerts for deals like this in Martinez

We'll email you when matching off-market deals hit Offa's marketplace.

Similar Off-Market Deals Nearby