0out of 100
Fair

4086 E Montecito St, Tucson, AZ 85711, USA

Score Breakdown
Value33/40
Cash Flow18/35
Location17/25
$
Asking $215k$190,000
%
$36,100 cash at risk up front
68
4086 E Montecito St, Tucson, AZ 85711, USA
2 bd2 ba1,440 sqft

Fair

68/100

This deal is workable — priced below the local market and positive monthly cash flow. Watch that the rental yield is thin the neighborhood scores low.

Highlights
  • 10% below area price per sqft
  • $71/mo positive cash flow
Watch-outs
  • Cap rate only 5.04%
  • Neighborhood scores 68/100

Price vs. Market

Good
Your offer
$132/sqft
Area avg
$146/sqft
10% below market average
You save ~$20,160 vs buying at market rate
Your offer
$190,000
At market rate
$210,240

ARV Assessment

FairAI Estimate
ARV Low
$214k
Est. ARV
$240k
ARV High
$264k
Total Investment
$230k
Est. ARV
$240k
Rehab Cost
$40k
Potential Equity
$10k
Comparable Reasoning

Based on 3 recent sales within 0.5 miles, comparable single family homes of similar size traded between $214k and $264k. The subject's 1,440 sqft and 2bd/2ba layout supports a midpoint estimate of $240k.

2 more details
Condition Assessment

Property presents in cosmetic condition. Estimated rehab of $40k covers paint, flooring, and fixtures.

Methodology

Sales-comparison approach weighted by recency, proximity, and price-per-sqft, adjusted for condition and lot. Confidence: high.

High confidenceNo photos analyzed
ARV & comps — see the full analysis on Offa

Rental Income

FairAI Estimate
Rent Low
$1,330
Est. Rent/mo
$1,450
Rent High
$1,600
Monthly Rent
$1,450
Annual Rent
$17k
Rental Yield
9.2%
Cap Rate
5.0%
Market Assessment

The Tucson rental market shows strong demand. Median area rent is $1,001/mo with a 9% vacancy rate.

2 more details
Comparable Reasoning

Comparable 2bd units nearby rent for $1,330–$1,600. At $1,450/mo the gross yield is 9.16% of the purchase price.

Methodology

Rent estimated from active and leased comps adjusted for size, condition, and submarket trends.

Rental analysis — see the full analysis on Offa

Financing Calculator

FairLive rate · Freddie Mac
Using the current 6.95% 30-yr fixed national average (as of 2026-09-17). Adjust below to match your quote.
Price
$190,000
Loan
$153,900
$36,100
%
%
↓ Monthly Costs
↑ Income Potential
Principal + Interest$1,019/mo
Estimated Rent$1,450/mo
Taxes + Insurance$360/mo
Cash-on-Cash Return1.12%
Total Payment
$1,379/mo
Monthly Cash Flow
+$71/mo
Positive cash flow: $71/mo

Neighborhood Profile

Needs WorkLive Data
CTier
Developing Neighborhood44/100
Composite socioeconomic score
Median Income
$52k
Median Home
$249k
Median Rent
$1,001/mo
Homeownership
48.07%
Vacancy
8.86%
Population
41,201
Score Breakdown
Income & Wealth
33
Housing Market
40
Education
51
Employment
62
Stability
48
Infrastructure
78
Neighborhood data — see the full analysis on Offa

City Population

GoodLive Data
Tucson, AZ
10-year population trend
+26% / decade
City Population
9,039
Density / sq mi
1,338
Area (sq mi)
296
Within 1 Mile
9,708
1-Mile Density
7,343
Trend Years
2014–2023

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