0out of 100
Good Deal

5129 South Emerald Avenue, Chicago, IL, USA

Score Breakdown
Value40/40
Cash Flow35/35
Location10/25
$
$27,000
%
$5,400 cash at risk up front
85
5129 South Emerald Avenue, Chicago, IL, USA
3 bd2 ba

Good Deal

85/100

This is an excellent deal — priced below the local market with healthy equity after repairs. Watch that the neighborhood scores low.

Highlights
  • 90% below area price per sqft
  • $270k potential equity (550%)
  • $2,481/mo positive cash flow
  • 72.84% cap rate
Watch-outs
  • Neighborhood scores 62/100

Price vs. Market

Good
Your offer
$12/sqft
Area avg
$185/sqft
94% below market average
Your offer
$27,000
At market rate
$401,820

ARV Assessment

GoodLive · LLM + comps
ARV Low
$300k
Est. ARV
$450k
ARV High
$600k
Total Investment
$27k
Est. ARV
$450k
Rehab Cost
$6k
Potential Equity
$423k
Comparable Reasoning

The ARV range for the subject property after full renovation is estimated between $300,000 and $600,000, with a midpoint of $450,000.

2 more details
Condition Assessment

Property presents in cosmetic condition. Estimated rehab of $6k covers paint, flooring, and fixtures.

Methodology

Sales-comparison approach using 6 live sold comps from Realtor.com (filtered from 9 candidates), evaluated by LLM for proximity, recency, and renovation quality.

High confidence6 live sold comps

Comparable Sales

6 comps
5141 S Wabash Ave, Chicago, IL
90% match
$575,000
$185/sqft
5141 S Wabash Ave, Chicago, IL
4 3.5 3,1001.03 misold Jun 2026
4418 S Wallace St, Chicago, IL
85% match
$616,000
$237/sqft
4418 S Wallace St, Chicago, IL
5 3 2,6000.91 misold Jun 2026
4715 S Union Ave, Chicago, IL
75% match
$230,000
4715 S Union Ave, Chicago, IL
4 30.53 misold Jun 2026
949 W 51st St, Chicago, IL
70% match
$551,000
949 W 51st St, Chicago, IL
11 70.30 misold Jun 2026
5607 S Laflin Ave, Chicago, IL
60% match
$138,000
$153/sqft
5607 S Laflin Ave, Chicago, IL
3 1 9001.10 misold Jun 2026
5347 S Racine Ave, Chicago, IL
55% match
$225,000
5347 S Racine Ave, Chicago, IL
6 20.63 misold Jun 2026
ARV & comps — see the full analysis on Offa

Rental Income

GoodLive · 16 comps
25th pct
$2,250
Median /mo
$2,400
75th pct
$2,650
Monthly Rent
$2,400
Annual Rent
$29k
Rental Yield
106.7%
Cap Rate
58.7%
Market Assessment

Median area rent is $2,400/mo based on 16 comps. Standard deviation $302/mo indicates consistent pricing in the area.

2 more details
Comparable Reasoning

Based on 16 comparable rentals within 1.0 miles of similar houses, monthly rents range from $2,250 (25th percentile) to $2,650 (75th percentile), with a median of $2,400.

Methodology

Median + 25th/75th percentile of comparable Realtor.com rentals within 1.0 miles. Standard deviation: $302.

Based on 16 rental comps within 1.0 mi · σ $302
Rental analysis — see the full analysis on Offa

Financing Calculator

GoodLive rate · Freddie Mac
Using the current 6.65% 30-yr fixed national average (as of 2026-08-20). Adjust below to match your quote.
Price
$27,000
Loan
$21,600
$5,400
%
%
↓ Monthly Costs
↑ Income Potential
Principal + Interest$139/mo
Estimated Rent$2,400/mo
Taxes + Insurance$360/mo
Cash-on-Cash Return202.52%
Total Payment
$499/mo
Monthly Cash Flow
+$1,901/mo
Positive cash flow: $1,901/mo

Neighborhood Profile

Needs WorkLive Data
DTier
Developing Neighborhood38/100
Composite socioeconomic score
Median Income
$54k
Median Home
$252k
Median Rent
$1,070/mo
Homeownership
41.6%
Vacancy
11.29%
Population
64,268
Score Breakdown
Income & Wealth
30
Housing Market
38
Education
29
Employment
42
Stability
59
Infrastructure
61
Neighborhood data — see the full analysis on Offa

City Population

GoodLive Data
Chicago, IL
10-year population trend
+64925.2% / decade
City Population
2,707,648
Density / sq mi
11,889
Area (sq mi)
228
Within 1 Mile
18,000
1-Mile Density
5,732
Trend Years
2014–2023

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